Payment Methods at ShivRaj Ratna

At ShivRaj Ratna, we strive to provide a seamless and secure shopping experience for all our customers. To ensure your transactions are safe, convenient, and efficient, we offer multiple trusted payment options. We prioritize digital payment methods that offer quick processing and full transparency.

Available Payment Options

1.UPI (Unified Payments Interface)

UPI is one of the fastest and most popular digital payment methods in India today. It allows you to instantly transfer funds directly from your bank account to ours using your preferred UPI app such as Google Pay, PhonePe, Paytm, BHIM, or any other UPI-enabled application. Payments through UPI are safe, hassle-free, and processed in real-time, ensuring your order confirmation is immediate.

To pay via UPI, simply scan the QR code provided at checkout or enter our unique UPI ID. Once the payment is successful, you will receive instant confirmation, and we will promptly start processing your order.

2.Bank Transfer / NEFT / IMPS

For customers who prefer direct bank transfers, we also accept payments via NEFT (National Electronic Funds Transfer) or IMPS (Immediate Payment Service). You can transfer the payment amount directly to our designated bank account using your online banking portal or mobile banking app.

Bank transfer payments are reliable and secure, though the processing time may vary depending on your bank’s clearing cycles. Please ensure you include your order ID or invoice number as the payment reference for smooth and quick reconciliation.

Important Information

  • No Cash on Delivery (COD) Available:
    Please note that we currently do not offer Cash on Delivery (COD) as a payment option. We recommend using our digital payment methods for a faster and safer transaction experience.

  • Secure Payment Processing:
    We use encrypted payment gateways and follow industry-standard security protocols to protect your financial information. Your privacy and security are of utmost importance to us.

  • Payment Confirmation:
    Once your payment is successfully received, you will get an email and SMS confirmation containing your order details and payment receipt. This ensures transparency and keeps you informed every step of the way.

  • Refunds and Cancellations:
    In the event of order cancellation or return, refunds will be processed through the original mode of payment within the stipulated time frame. Our customer support team will assist you throughout the process to ensure a hassle-free experience.

Why Choose Digital Payments with ShivRaj Ratna?

  • Instant Payment Verification: Digital payments such as UPI and bank transfers enable us to verify your payment instantly or within a short timeframe, allowing quicker order processing and dispatch.

  • Convenience: Pay anytime, anywhere with just a few clicks on your phone or computer.

  • Transparency: Receive immediate payment confirmation and keep track of all transactions easily.

  • Safety: Minimize the risks associated with cash handling or courier-based payments.

  • Environmentally Friendly: Digital payments reduce the use of paper receipts and cash handling, contributing to eco-friendly practices.

We appreciate your understanding and cooperation in adopting digital payment methods. Should you have any questions or need assistance with the payment process, our dedicated customer support team is always here to help you.

Thank you for choosing ShivRaj Ratna. We look forward to serving you with excellence and making your gemstone shopping experience delightful and secure.